1. Features
  2. Utility Account Alerts

A power bill you never signed up for is a warning sign.

Thieves open utility accounts in stolen names to establish an address and build a fake history. Complete alerts you when a new electric, gas, water, or phone account appears under your name.

Since you opened this page

  • $0reported lost to fraudFTC, $15.9 billion reported lost in 2025
  • 0robocalls placed to AmericansYouMail, 52.5 billion robocalls in 2025
  • 0breach notices sent to AmericansITRC, nearly 279 million notices in 2025

Why it matters

What the numbers say, and what it means for you.

Utilities check less

A utility account is easier to open than a credit card and leaves a trail at a new address that thieves use next.

Nobody looks there

Credit reports do not list utility accounts the way they list loans, so this kind of fraud can run for months unnoticed.

The bill lands on you

Unpaid balances in your name go to collections, and that does reach your credit report.

On the record

  1. Javelin Strategy and ResearchApril 21, 2026 Criminals opened new accounts in other people’s names 5.4 million times in 2025, up 31% in a year, costing $7 billion. up 31%
  2. Javelin Strategy and ResearchApril 21, 2026 Identity fraud cost Americans $27.3 billion in 2025 and hit 18 million victims. record
  3. TransUnion U.S. lenders face $3.3 billion in exposure to synthetic identities, fake people built partly from real Social Security numbers.
  4. Javelin Strategy and ResearchApril 21, 2026 Identity fraud and scams together cost Americans $38 billion in 2025 and claimed 36 million victims.

Figures as published by each source. Full citations in the site record.

What you get, step by step

Three steps, and what lands in your hands at each one.

  1. Register

    Your name and current address are enrolled in monitoring.

    What you getYour identity under watch for new utility accounts.

  2. Monitor

    We watch for new utility accounts opened in your name at any address.

    What you getCoverage of account openings you would not otherwise hear about.

  3. Act

    An alert names the provider and the address so you can dispute it before a bill is missed.

    What you getAn alert with the provider and address, in time to dispute.

What is included

Every plan starts with the free scan. Complete carries everything on this page.

  • Essential$9.99 / mo
    • Utility account alertsNot included
    • Change of address monitoringNot included
    • Court record monitoringNot included
    Start with Essential
  • Plus$14.99 / mo
    • Utility account alertsNot included
    • Change of address monitoringIncluded
    • Court record monitoringNot included
    Start with Plus
  • Complete$39.99 / mo
    • Utility account alertsIncluded
    • Change of address monitoringIncluded
    • Court record monitoringIncluded
    Get Complete

Frequently asked questions

Does this stop someone opening an account?

No. It tells you fast so you can dispute the account with the provider and file a report before it affects you.

Which utilities are covered?

Electric, gas, water, and telecom accounts that report to the utility exchanges we monitor.

Which plan includes it?

Utility account alerts are Complete only.

You are not a product.

See exactly where you are exposed. It takes two minutes and costs nothing.

See exactly where you are exposed